Benefits / Air National Guard

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Federal Benefits

The Air National Guard offers a wide range of state-specific benefits to help improve your personal and professional growth, giving you the ability to do more for your future and community while you serve your country.

01 Insurance
- Excellent, low-cost insurance rates
- Comprehensive medical and dental care
- Full pay and allowance for sick days
- Low-cost life insurance
02 Flexibility
- Ability to serve in your local community
- Available part time and full time service options
- Over 200 careers to choose from
- Part time options which allow you to pursue a full time civilian career
- Extra monthly income and security while you pursue ventures outside of the Air National Guard
03 Eligibility for VA Home Loans
- Purchase a home with no down payment required
- Competitively low interest rates Lowered closing costs
- No Private Mortgage Insurance (PMI) required
04 Education
- Tuition assistance for up to 100 percent of costs for two- or four-year programs through the Air Force Tuition Assistance Program, post 9/11 GI Bill or the Montgomery GI Bill Available student loan repayment in selected fields
05 Base Access
- Access to on-base amenities such as the Base Exchange Commissary, fitness facilities and outdoor recreation
- Pay lower costs for recreation and groceries than off-base options
06 Retirement
- Eligibility to retire after 20 years of service
- Thrift Savings Plan, which allows Airmen to place a portion of their monthly pay into an account similar to a 401(k) account
07 Recreation
- On-base facilities for various sports, arts and crafts, and equipment rentals, which are available for free or at lower rates than similar off-base options
- Family-friendly social activities and recreational programs

State Benefits

Air National Guard members are paid equally based on their rank and years of service. You’re also eligible for additional compensation based on your position and where you’re stationed. Refer to the table for salary estimates for each rank within the Air National Guard.

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Pay Table

These calculations represent base pay and do not factor in potential income from other sources such as sign-on bonuses, specialty pay and tuition assistance, or non-cash compensation including health care and insurance.

ENLISTED MONTHLY PAYMENT TABLE 2025

E-1 AIRMAN BASIC*

Payment table
Years	Benefit
< 2 YEARS	$2,108.10 * $268.96 *
2 YEARS	$2,108.10 $268.96
3 YEARS	$2,108.10 $268.96
4 YEARS	$2,108.10 $268.96
6 YEARS	$2,108.10 $268.96

*Pay for E-1 Airmen Basic will be slightly lower for the first four months of service.

E-2 AIRMAN

Payment table
Years	Benefit
< 2 YEARS	$2,362.80 $301.48
2 YEARS	$2,362.80 $301.48
3 YEARS	$2,362.80 $301.48
4 YEARS	$2,362.80 $301.48
6 YEARS	$2,362.80 $301.48

E-3 AIRMAN FIRST CLASS

Payment table
Years	Benefit
< 2 YEARS	$2,484.60 $317.00
2 YEARS	$2,640.60 $336.92
3 YEARS	$2,800.80 $357.36
4 YEARS	$2,800.80 $357.36
6 YEARS	$2,800.80 $357.36

E-4 SENIOR AIRMAN

Payment table
Years	Benefit
< 2 YEARS	$2,752.20 $351.16
2 YEARS	$2,892.90 $369.12
3 YEARS	$3,049.80 $389.12
4 YEARS	$3,204.30 $408.84
6 YEARS	$3,341.40 $426.32

E-5 STAFF SERGEANT

Payment table
Years	Benefit
< 2 YEARS	$3,001.50 $382.96
2 YEARS	$3,203.70 $408.76
3 YEARS	$3,358.80 $428.56
4 YEARS	$3,517.20 $448.76
6 YEARS	$3,763.80 $480.24

E-6 TECHNICAL SERGEANT

Payment table
Years	Benefit
< 2 YEARS	$3,276.60 $418.08
2 YEARS	$3,606.00 $460.08
3 YEARS	$3,765.00 $480.40
4 YEARS	$3,919.80 $500.12
6 YEARS	$4,080.60 $520.64

E-7 MASTER SERGEANT

Payment table
Years	Benefit
< 2 YEARS	$3,788.10 $483.32
2 YEARS	$4,134.30 $527.52
3 YEARS	$4,293.00 $547.76
4 YEARS	$4,502.10 $574.44
6 YEARS	$4,666.50 $595.40

ENLISTED MONTHLY PAYMENT TABLE 2025

Payment table
Rank	< 2 YEARS	2 YEARS	3 YEARS	4 YEARS	6 YEARS
E-1 AIRMAN BASIC*	$2,108.10 * $268.96 *	$2,108.10 $268.96	$2,108.10 $268.96	$2,108.10 $268.96	$2,108.10 $268.96
E-2 AIRMAN	$2,362.80 $301.48	$2,362.80 $301.48	$2,362.80 $301.48	$2,362.80 $301.48	$2,362.80 $301.48
E-3 AIRMAN FIRST CLASS	$2,484.60 $317.00	$2,640.60 $336.92	$2,800.80 $357.36	$2,800.80 $357.36	$2,800.80 $357.36
E-4 SENIOR AIRMAN	$2,752.20 $351.16	$2,892.90 $369.12	$3,049.80 $389.12	$3,204.30 $408.84	$3,341.40 $426.32
E-5 STAFF SERGEANT	$3,001.50 $382.96	$3,203.70 $408.76	$3,358.80 $428.56	$3,517.20 $448.76	$3,763.80 $480.24
E-6 TECHNICAL SERGEANT	$3,276.60 $418.08	$3,606.00 $460.08	$3,765.00 $480.40	$3,919.80 $500.12	$4,080.60 $520.64
E-7 MASTER SERGEANT	$3,788.10 $483.32	$4,134.30 $527.52	$4,293.00 $547.76	$4,502.10 $574.44	$4,666.50 $595.40

*Pay for E-1 Airmen Basic will be slightly lower for the first four months of service.

*Pay for E-1 Airmen Basic will be slightly lower for the first four months of service.

OFFICER MONTHLY PAYMENT TABLE 2025

O-1 SECOND LIEUTENANT

Payment table
Years	Benefit
< 2 years	$3,998.40 $510.16
2 years	$4,161.90 $531.04
3 years	$5,031.30 $641.96
4 years	$5,031.30 $641.96
6 years	$5,031.30 $641.96

O-2 FIRST LIEUTENANT

Payment table
Years	Benefit
< 2 years	$4,606.80 $587.80
2 years	$5,246.70 $669.44
3 years	$6,042.90 $771.04
4 years	$6,247.20 $797.08
6 Years	$6,375.30 $813.44

O-3 CAPTAIN

Payment table
Years	Benefit
< 2 Years	$5,331.60 $680.28
2 Years	$6,044.10 $771.16
3 Years	$6,522.60 $832.24
4 Years	$7,112.40 $907.48
6 Years	$7,453.80 $951.04

O-4 MAJOR

Payment table
Years	Benefit
< 2 Years	$6,064.20 $773.76
2 Years	$7,019.70 $895.64
3 Years	$7,488.90 $955.52
4 Years	$7,592.40 $968.72
6 Years	$8,027.10 $1,024.20

O-5 LIEUTENANT COLONEL

Payment table
Years	Benefit
< 2 Years	$7,028.40 $896.76
2 Years	$7,917.30 $1,010.20
3 Years	$8,465.40 $1,080.12
4 Years	$8,568.60 $1,093.96
6 Years	$8,910.90 $1,136.96

O-6 COLONEL

Payment table
Years	Benefit
< 2 Years	$8,430.90 $1,075.72
2 Years	$9,261.90 $1,181.76
3 Years	$9,870.00 $1,259.32
4 Years	$9,870.00 $1,259.32
6 Years	$9,907.80 $1,264.16

OFFICER MONTHLY PAYMENT TABLE 2025

Payment table
Rank	< 2 years	2 years	3 years	4 years	6 years
O-1 SECOND LIEUTENANT	$3,998.40 $510.16	$4,161.90 $531.04	$5,031.30 $641.96	$5,031.30 $641.96	$5,031.30 $641.96
O-2 FIRST LIEUTENANT	$4,606.80 $587.80	$5,246.70 $669.44	$6,042.90 $771.04	$6,247.20 $797.08	$6,375.30 $813.44
O-3 CAPTAIN	$5,331.60 $680.28	$6,044.10 $771.16	$6,522.60 $832.24	$7,112.40 $907.48	$7,453.80 $951.04
O-4 MAJOR	$6,064.20 $773.76	$7,019.70 $895.64	$7,488.90 $955.52	$7,592.40 $968.72	$8,027.10 $1,024.20
O-5 LIEUTENANT COLONEL	$7,028.40 $896.76	$7,917.30 $1,010.20	$8,465.40 $1,080.12	$8,568.60 $1,093.96	$8,910.90 $1,136.96
O-6 COLONEL	$8,430.90 $1,075.72	$9,261.90 $1,181.76	$9,870.00 $1,259.32	$9,870.00 $1,259.32	$9,907.80 $1,264.16